California law requires house hunters sign a buyer representation and broker compensation agreement before making an offer
Published on 10/06/2025
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
Federal law allows homebuyers to shop and choose their settlement services
Published on 09/29/2025
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
The refinance index increased 58% from the previous week and was 70% higher than the same week one year ago
Published on 09/22/2025
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
Should you wait to refinance as rates are about to head lower? Or should you pull the trigger now, assuming you are “in the money?”
Published on 09/15/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
If a homebuyer doesn’t fit the conventional mortgage box, there is the option to use a so-called non-qualified mortgage, which often comes with higher rates and more money down
Published on 09/08/2025
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
Published on 09/03/2025
There are situations in which a homebuyer could have two primary residences. The distinction that makes this legal is time.
Published on 09/02/2025
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Published on 08/27/2025
As the pace of California home appreciation cools, Riverside County sees the largest decline in tappable equity in 12 months
Published on 08/26/2025
A well-qualified borrower in California can lock down a 30-year fixed rate mortgage at 5.99% with 1-point cost.
Published on 08/25/2025
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Published on 08/20/2025
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Published on 08/14/2025
The bipartisan Homebuyers Privacy Protection Act will put an end to "trigger leads" sold by credit reporting companies to mortgage lenders
Published on 08/11/2025
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.
Published on 08/05/2025
"There are very few desperate sellers,” says Steven Thomas, a local real estate economist
Published on 08/04/2025
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Published on 07/30/2025
