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Recent Articles

Dec
18
2024
New loan options for self-employed with stash of cash
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | December 18, 2024 Article originally posted in Orange County Register on December 12, 2024 Last week, I went to the Originator Connect holiday party and conference in Irvine. It was a good opportunity to sniff out...
Dec
11
2024
How to Buy a Home with Low Income: Yes, It’s Possible!
Think owning a home is out of reach because of your income? Think again! Buying a home with a lower income might take a little extra planning, but it’s not just a dream—it’s totally doable. Let’s break down the steps to get you closer to the keys to your own front...
Dec
09
2024
Privatizing Fannie Mae would cause mortgage rates to soar, economist says
Economists offer a mixed-bag take on how the housing and mortgage markets will react under Trump's second presidency By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | December 9, 2024 Article originally posted in Orange County Register on December 5,...
Dec
04
2024
Affordable Homeownership: 6 Questions to Help Lower Costs
Buying a home doesn’t have to break the bank. With a little creativity and the right resources, you can find ways to make homeownership work for your budget. Whether you’re exploring your first home or looking for ways to cut costs, there are solutions within reach. Here are 6...
Nov
27
2024
FHFA loan limits rising to $1.2 million in LA and OC, top $806,000 in Inland Empire
Reverse mortgage ceiling rises to $1,209,750 nationwide By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 27, 2024 Article originally posted in Orange County Register on November 27, 2024 As home prices across California and the nation continue to...
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Jeff Lazerson - Mortgage Columnist since 2011