Blog

Mar
31
2025

Regulatory roadblocks keep lenders from charging primary residence prepayment penalties
Rental properties can be hit with expensive prepayment penalties if you don’t negotiate them away By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 31, 2025 Let’s say you take out a mortgage and want to make extra principal payments to...

Mar
26
2025

Why Waiting to Buy a Home Could Cost You
In today's housing market, many potential buyers are hesitant due to rising mortgage rates and increasing home prices. However, industry experts suggest that delaying your home purchase might not be the best strategy. Barbara Corcoran, founder of The Corcoran Group and star of "Shark...

Mar
24
2025

Buying a condo? Fannie Mae "blacklist" has 438 Southern California communities
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 24, 2025 Article originally posted in Orange County Register on March 21, 2025 This spring, Southern California first-time homebuyers looking for a so-called more affordable condo are in for some good...

Mar
19
2025

Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
After a slow winter, mortgage rates have dropped to their lowest levels since December, offering a fresh opportunity for homebuyers and sellers. With more homes on the market, slower home price growth, and longer listing times, the housing market is starting to shift in favor of...

Mar
17
2025

5 ways to use home equity to finance long-term senior care
In rate news, the 30-year fixed rate averaged 6.65%, 2 basis points higher than last week By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 17, 2025 Article originally posted in Orange County Register on March 13, 2025 Just like first-time homebuyers and...

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