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Recent Articles

Jan
20
2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends As we embrace the spirit of unity and progress this Inauguration Day, it's an opportune moment to reflect on the resilience of the American housing market. Recent movements in mortgage rates highlight the dynamic...
Jan
20
2025
How Los Angeles wildfire victims can get mortgage payment relief
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 20, 2025  An abbreviated version of this article was originally posted in Orange County Register on January 16, 2025 If your home is damaged or destroyed by the Los Angeles wildfires, or from any...
Jan
14
2025
Do patrons have to report home purchase gift money to the IRS?
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 14, 2025 Article originally posted in Orange County Register on January 9, 2025 Just about every time a benefactor provides gift funds for a home purchase, two questions come up. Do I have to report the...
Jan
13
2025
What to Save for When Buying Your Home
Buying a home can feel overwhelming, especially when it comes to budgeting for all the associated costs. However, with a little understanding of the expenses you'll encounter, you can take charge of the process and make informed decisions. Here are a few key considerations to keep in...
Jan
13
2025
How homeowners can cancel the dreaded private mortgage insurance fee
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 13, 2025 Article originally posted in Orange County Register on January 2, 2025 Let’s start off the new year with a money saving tip, especially for low-down payment, first-time owners who bought...
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Jeff Lazerson - Mortgage Columnist since 2011