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Recent Articles

Mar
12
2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
If you’re planning to sell your home, you may have heard about capital gains taxes—but what does that mean for you? The good news is, many homeowners can reduce or even avoid paying taxes on their profits if they meet certain requirements. Here’s a simple breakdown...
Mar
10
2025
Rates tumble and Southern California economists fret housing, recession
Local real estate and economy experts say tariffs and government layoffs will make the future gloomier By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 10, 2025 Article originally posted in Orange County Register on March 6, 2025 This week, the 30-year...
Mar
05
2025
Why Now Is the Time to Apply for a Mortgage
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...
Mar
04
2025
How Trump could lower certain mortgage rates
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 4, 2025 Article originally posted in Orange County Register on February 27, 2025 President Donald Trump wants to reduce short-term and long-term interest rates. You’re probably wondering how a...
Feb
26
2025
Mortgage Rates Hit 4-Month Lows: What This Means for You
Great news for homebuyers and homeowners—mortgage rates have dropped to their lowest levels in four months. As of February 25, 2025, the average 30-year fixed mortgage rate is now at 6.80%, down 0.22% over the past four business days. This presents an opportunity for both buyers and...
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Jeff Lazerson - Mortgage Columnist since 2011