Blog

Nov
06
2024

What the Fed’s Expected Rate Cut Means for You—and Four Key Questions to Watch
As the Federal Reserve prepares to potentially cut interest rates by a quarter of a percentage point this Thursday, it brings a ripple of opportunity—and questions. For many, a rate cut hints at more accessible borrowing costs, potentially sparking new momentum in homebuying,...

Nov
04
2024

How to calculate your base year value under Proposition 19
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 4, 2024 Article originally posted in Orange County Register on October 31, 2024 Last week’s column explored Proposition 19 and the number of property tax transfer applications approved...

Oct
30
2024

Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off! Here’s a look at the top spooky...

Oct
28
2024

56% of Prop. 19 property tax transfer applications approved statewide
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 28, 2024 Article originally posted in Orange County Register on October 25, 2024 Nearly four years into California’s new property tax transfer law, just over half of applicants are being...

Oct
23
2024

How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't worry—there's an option that could be just...

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