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Recent Articles

Feb
24
2025
Why adjustable-rate mortgages might be better bargain than fixed
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 24, 2025 Article originally posted in Orange County Register on February 20, 2025 Every dollar counts, especially during inflationary times. That’s why homebuyers or owners should consider...
Feb
19
2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
Deciding whether to buy or rent in 2025? You’re not alone! A recent report found that in most areas of the U.S., owning a home is still more affordable than renting a three-bedroom home. While both renting and buying require a significant portion of income, homeownership remains the...
Feb
17
2025
Homeowners can tap up to $50,000 with down-payment grant
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 17, 2025 Article originally posted in Orange County Register on February 13, 2025 A motherlode of down payment assistance programs is available for California homebuyers. I’ve counted 347...
Feb
13
2025
Home Prices Are Rising—But That’s a Good Thing!
If you’ve been keeping an eye on the housing market, you may have heard that home prices are still increasing. According to experts, prices grew by 3.4% year-over-year in November 2024, and experts predict another 3.8% increase by November 2025. But don’t worry—this...
Feb
10
2025
California’s balcony law and Fannie Mae standards could push condo fees higher
Communities not in compliance face lending rejectionover deferred maintenance By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 10, 2025 Article originally posted in Orange County Register on February 6, 2025 At the intersection of Fannie Mae and...
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Jeff Lazerson - Mortgage Columnist since 2011