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Recent Articles

Oct
02
2024
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing market and why reaching out to your...
Sep
30
2024
Homebuyers: Here are your do’s and don’ts for a smooth transaction
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 30, 2024 Article originally posted in Orange County Register on September 26, 2024 Homebuyers who are not paying cash for their castle will need a home loan. Navigating a home loan can be treacherous,...
Sep
25
2024
Your Home’s Hidden Value: How Much Equity Can You Borrow Today?
As a homeowner, you may be wondering, "How much equity can I borrow from my home?" especially now that mortgage rates are starting to shift. In fact, applications to refinance a home loan surged by 20% last week compared to the previous week. This surge in demand for refinancing is a...
Sep
24
2024
Lazerson: Rate cut means home prices will moderate as inventory rises
Much of the Fed’s action was anticipated and already baked into 30-year mortgage rates By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 24, 2024 Article originally posted in Orange County Register on September 19, 2024 Sorry, house...
Sep
18
2024
Interest Rates Are Dropping: Here’s What It Means for Your Loans and Savings
The Federal Reserve is expected to cut interest rates soon, and if you’ve been waiting to make a big financial move like buying a house, getting a new car, or paying off credit card debt, you’re probably wondering how these changes will affect you. While a Fed rate cut could...
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Jeff Lazerson - Mortgage Columnist since 2011