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Recent Articles

Sep
11
2024
How to Dodge the Top 3 Mortgage Blunders in Today’s Market
When buying a home, securing the best mortgage rate is key to saving money over the long haul. But in the rush to lock in a rate, many homebuyers make common mistakes that can cost them more than they expect. Avoiding these pitfalls can help ensure you get the best deal possible. Here are three...
Sep
09
2024
FHA has loan option for low-FICO homebuyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 9, 2024 Article originally posted in Orange County Register on September 6, 2024 How low can a FICO score go for a homebuyer to mortgage qualify? Federal Housing Administration mortgages, in some...
Sep
04
2024
The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor of sellers. However, there are signs...
Sep
03
2024
How homebuyers can use ‘pledged’ assets and put just 10% down
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 3, 2024 Article originally posted in Orange County Register on August 29, 2024 Have you heard of pledged assets? They just might be the ultimate real estate leverage. Pledged assets include cash,...
Aug
28
2024
2025 Real Estate Forecast: The Surprising Truth About Buying Now!
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if you’re considering holding off on...
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Jeff Lazerson - Mortgage Columnist since 2011