Mortgage Grader

Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Week of 5/13/17:

Buyer Husband and wife are retiring.

They are downsizing.

Husband is waiting until he's 70 to max out his social security benefits.

Between his income and proceeds from the departing residence they don't qualify. Husband's pension has $500,900 in it from husbands 28 years of loyalty and dedication. We set up a monthly pension pull $3,000. Husband and wife now qualify. Pension pull will be canceled as soon as $3,000 per month social security kicks in next year.

Loan funds!

All is good in the lending world!

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Jeff Lazerson - Mortgage Columnist since 2011